How Smart Financing Works with Convenient Monthly Payments
Upgrading your home’s heating and cooling system is now more accessible than ever. With our flexible financing solutions, you can install a high-efficiency dual-fuel system without the burden of significant upfront costs. Our streamlined application process ensures quick approval, allowing you to enjoy a more energy-efficient and cost-effective home with ease. Whether you’re looking to enhance comfort, reduce energy bills, or upgrade to the latest HVAC technology, our financing options provide a hassle-free way to make it happen.
Choose Get Smart Financing and benefit from:
- A quick, simple, and secure application process
- Reliable and trusted financing solutions that prioritize your needs
- Accessibility to a wide range of credit profiles
- Customized financing plans that fit your household budget

Dual Fuel FAQs
A dual-fuel system combines an electric heat pump with a gas furnace. The heat pump provides heating and cooling in mild weather, while the gas furnace activates only during freezing temperatures, ensuring maximum efficiency and cost savings.
Financing allows you to install a high-efficiency system without upfront costs, making it easier to afford an upgrade. With flexible monthly payments, you can enjoy lower energy bills while spreading out the cost of your new system.
You can apply online in just a few minutes. Simply fill out the application, get an instant approval decision, and choose a financing plan that fits your budget.
Yes! You can conveniently add your loan payment to your monthly power bill if you are an Alabama Power customer. Your payment will be billed separately if you’re not an Alabama Power customer.
We work with trusted service providers who can help you select the best dual-fuel system for your home based on your budget and heating/cooling needs.