With Smart Financing, your next home project is handled.

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Smart Financing makes financing your home improvement simple and fast.

The Benefits of Smart Financing

When it comes to keeping your home comfortable, there’s no time to waste. Smart Financing makes it easy for you.

Competitive rates

Whether you have A+ credit or experienced challenges in the past, we offer flexible rate options to fit your budget along with fast credit approval.

Trusted name

Alabama Power has been a trusted name and company since 1906.  Smart Financing was designed to keep your financial information secure.

Anyone can apply

You do not have to be an Alabama Power customer to apply for Smart Financing. We only require the project address be in the state of Alabama.

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Services We Finance

  • Heating & Cooling (Replacement or Conversion)
    • Heat Pump
    • Geothermal
    • Dual Fuel
    • A/C with Gas Furnace

  • Energy Efficiency Improvements

    • Insulation
    • Crawlspace Encapsulation
    • Windows/Doors
    • Attic Ventilation
    • Sun Protection Products
    • Roofing (New or Repair)
  • Electrical 
    • Smart Home/Security Equipment
    • Electric Vehicle Charging Installation
    • Electrical Panel Upgrade

  • Plumbing

    • Electric Hot Water Heaters (Replacement or Conversion)
      • Tank
      • Tankless
      • Heat Pump
      • Super Insulated
    • Well Pumps
  • Air Quality
    • Humidity Control
    • Air Cleaners
    • Duct Cleaning

  • Generators

    • Natural Gas
    • Diesel
    • Propane
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Frequently Asked Questions

$2,000

$25,000

Heating & Cooling (Replacement or Conversion)

    • Heat Pump
    • Geothermal
    • Dual Fuel
    • A/C with Gas Furnace

Energy Efficiency Improvements

    • Insulation
    • Crawlspace Encapsulation
    • Windows/Doors
    • Attic Ventilation
    • Sun Protection Products
    • Roofing

Electrical

    • Smart Home/Security Equipment
    • Electric Vehicle Charging Installation
    • Electrical Panel Upgrade

Plumbing

    • Electric Hot Water Heaters (Replacement or Conversion)
      • Tank
      • Tankless
      • Heat Pump
      • Super Insulated
    • Well Pumps

Air Quality

    • Humidity Control
    • Air Cleaners
    • Duct Cleaning

Generators

    • Natural Gas
    • Diesel
    • Propane

Contact an approved Smart Financing service provider to apply. Your service provider will then begin the application process.

For questions, contact a Smart Financing Specialist at 1-888-44-SMART.

No, however the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.

Yes, but the primary applicant must be the homeowner.

Residential homeowners in the state of Alabama.

Resources

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