With Smart Financing, your next home project is handled.

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Smart Financing makes financing your home improvement simple and fast.

The Benefits of Smart Financing

When it comes to keeping your home comfortable, there’s no time to waste. Smart Financing makes it easy for you.

Services We Finance

  • Heating & Cooling (Replacement or Conversion)
    • Heat Pump
    • Geothermal
    • Dual Fuel
    • A/C with Gas Furnace
  • Energy Efficiency Improvements

    • Insulation
    • Crawlspace Encapsulation
    • Windows/Doors
    • Attic Ventilation
    • Sun Protection Products
    • Roofing (New or Repair)
  • Electrical 
    • Smart Home/Security Equipment
    • Electric Vehicle Charging Installation
    • Electrical Panel Upgrade
  • Plumbing

    • Electric Hot Water Heaters (Replacement or Conversion)
      • Tank
      • Tankless
      • Heat Pump
      • Super Insulated
    • Well Pumps
  • Air Quality
    • Humidity Control
    • Air Cleaners
    • Duct Cleaning
  • Generators

    • Natural Gas
    • Diesel
    • Propane
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Frequently Asked Questions

HVAC (Replacement or Conversion)

    • Heat Pump
    • Geothermal
    • Dual Fuel
    • A/C with Gas Furnace

*Note: Look for additional services to come as we add new and different types of service providers.

Contact an approved Smart Financing service provider to apply. Your service provider will then begin the application process.

For questions, contact a Smart Financing Specialist at 1-888-44-SMART.

No, however the address for the project you are requesting financing for must be in the state of Alabama. If you’re not an Alabama Power customer but the project address is within the state, we will set up an account for your convenience, solely designated for your project. You will receive bills from this account.


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