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MAKING HOME UPGRADES—AFFORDABLE

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Last updated Wed, 11 Dec 2024 08:10:21 -0600

Frequently Asked Questions

At Alabama Power, we’re making home improvements less of a dream and more of a reality. Smart Financing offers lending rates of 9.9% to 19.9% on purchases from $2,000 to $25,000.

To get started, find a reputable service dealer for home improvements, like HVAC installation, electrical wiring, roof repairs, and more. Once your dealer arrives, they’ll walk you through the application process. After submitting, you can get approved in minutes! Or, if you’d rather get pre-approved for financing before your dealer arrives, you can use our app to find out how much funding you can receive on the same day.

We proudly offer a wide range of energy-efficiency home products and power-related services! Check out our homeowners page for a complete list of our products and services eligible for financing. Whether you need a simple roof repair or an entirely new HVAC unit, you’re sure to find the funding for your next energy-efficient home improvements with Alabama Power!
Customers must contact a Smart Financing service provider to apply for financing. Once your dealer arrives, they can walk you through the Smart Financing application process and answer any questions you may have. After you choose a plan and sign the documents, your part of the project is complete!

If you’d rather get pre-approved before your service dealer arrives, you can download our Smart Financing app. Available on mobile and desktop computers, you can sign up for financing, get approved, and browse your personal financing plans right at your fingertips.

Yes! We encourage you to apply with a co-applicant if the project address is in Alabama. However, it’s important to note that the applicant or the co-applicant must be the homeowner designated on the deed to qualify for financing. Additionally, the Smart Financing program should only be used to finance approved energy efficiency products and services installed in single-family homes.

If you have questions about your candidacy or want to learn more, find your local service dealer.

If your home is located in Alabama and is a single-family home (and you have a valid email address), you are most likely eligible for financing!

The minimum amount of financing you can receive is $2,000, with a maximum of $25,000 with lending rates of 9.9% to 19.9%. And, you don’t have to be an existing customer of Alabama Power to apply.

Some other things to consider when applying for financing include:

  • The applicant must own the mobile home and land if a project is located at a mobile home residence.
  • If applying as an Alabama Power customer, the account holder or responsible party for the account must apply as an applicant or co-applicant.
  • If a legal Power of Attorney is involved, please submit the POA document to a Smart Financing provider before making an application.

And, if you’re a company employee (Alabama Power) or retiree, we offer special financing!

Interested in Becoming a Service Dealer?

Learn more today about becoming a Smart Financing Service Dealer and enjoy the benefits

Ready to Apply for Financing? Get Approved in Minutes!

Find your local service dealer, schedule an appointment, and discover affordable financing with Alabama Power Smart Financing.

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