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Last updated Wed, 02 Oct 2024 16:55:05 -0500
Frequently Asked Questions
To get started, find a reputable service dealer for home improvements, like HVAC installation, electrical wiring, roof repairs, and more. Once your dealer arrives, they’ll walk you through the application process. After submitting, you can get approved in minutes! Or, if you’d rather get pre-approved for financing before your dealer arrives, you can use our app to find out how much funding you can receive on the same day.
If you’d rather get pre-approved before your service dealer arrives, you can download our Smart Financing app. Available on mobile and desktop computers, you can sign up for financing, get approved, and browse your personal financing plans right at your fingertips.
If you have questions about your candidacy or want to learn more, find your local service dealer.
The minimum amount of financing you can receive is $2,000, with a maximum of $25,000 with lending rates of 9.9% to 19.9%. And, you don’t have to be an existing customer of Alabama Power to apply.
Some other things to consider when applying for financing include:
- The applicant must own the mobile home and land if a project is located at a mobile home residence.
- If applying as an Alabama Power customer, the account holder or responsible party for the account must apply as an applicant or co-applicant.
- If a legal Power of Attorney is involved, please submit the POA document to a Smart Financing provider before making an application.
And, if you’re a company employee (Alabama Power) or retiree, we offer special financing!
Interested in Becoming a Service Dealer?
Learn more today about becoming a Smart Financing Service Dealer and enjoy the benefits
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Ready to Apply for Financing? Get Approved in Minutes!
Find your local service dealer, schedule an appointment, and discover affordable financing with Alabama Power Smart Financing.