How Financing Works with Convenient Monthly Payments
With Alabama Power’s innovative financing options, upgrading your home’s HVAC system is easier than ever. Our financing program helps you install an energy-efficient air conditioner with a gas furnace, offering minimal upfront costs. Our process is designed for speed and simplicity, from the initial application to final approval.
Whether you’re seeking to improve energy efficiency, control your monthly utility costs, or increase your home’s value, our financing solutions help you invest in long-term comfort on terms that work for you.

Frequently Asked Questions
This combination system pairs an electric air conditioner with a natural gas furnace, delivering cooling during warm months and powerful heating during colder ones. The gas furnace activates when outdoor temperatures drop, ensuring efficient and reliable heat exactly when needed.
Financing allows you to install a modern HVAC system without paying the full cost upfront. This allows you to enjoy lower energy bills, greater home comfort, and potential savings over time while keeping your monthly expenses predictable.
Applying is quick and easy. Just complete our secure online application in minutes. Once approved, you can access flexible financing plans to fit your home improvement goals and budget.
Yes! As an Alabama Power customer, you can conveniently bundle your loan payment with your monthly power bill. If not, no worries—your costs will still be manageable through a separate billing method.
We work with experienced contractors and service providers who will guide you through system selection and ensure you get the right equipment for your home’s size, layout, and energy needs.